ICAP CRIF (previously ICAP S.A. group of companies), with 59 years of successful presence in Greece, Romania, Bulgaria and Cyprus, is the market leader in Credit Risk & Business Information Solutions in Southeastern Europe. As of December 23rd, 2021, ICAP CRIF is a wholly owned company of CRIF. It is an important regional hub within CRIF Group and is organized and operates as a single entity under one common Management Team. Ιt provides innovative solutions to a wide range of business challenges, which are grouped into 5 categories: Business Information & Credit Risk Solutions, Credit Rating Agency Services, Marketing & Sales Solutions, Technology Solutions & Advanced Analytics and Consulting Services. ICAP CRIF S.A., is the only company in Greece that has been recognized as an External Credit Assessment Institution (ECAI) by the Bank of Greece, as well as, certified as a Credit Rating Agency (CRA), by the European Securities and Markets Authority (ESMA).