وصف الوظيفة
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
- Complete ratio, trend and cash flows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved and perform risk assessments.
- Carefully analyses data and produce clear and objective reports
- Routinely monitor loans for compliance
- Adhere to credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis.
- Draft models of credit information that predict trends and patterns.
· Ability to handle multiple projects and submit applications on time.
· Understanding of business, economic, and industry risk.
· Financial forecasting.
متطلبات الوظيفة
Requirements and skills
. BS degree in Finance, Statistics or related field.
· Further certification may be required.
· 3-4 years’ experience Max.
· Proven working experience as a credit analyst.
· Proficiency in statistical packages and financial software.
· Up to date with legal, compliance and market risk related issues.
· Ability to analyze cash flows, leverage, collateral and customer strength.
· Strong communication and presentation skills.
· Sound judgement
· Excellent organizational, analytical, and time-management skills.
Ethical behavior