Senior Underwriting Executive

وصف الوظيفة

As the Senior underwriting Executive at Reliance Health, you will play a vital role in assessing risk, determining pricing for incoming clients, and driving the success of our B2B and B2C health insurance products in multiple emerging markets. This position requires a strategic mindset, a focus on maintaining ideal medical expense ratios, and implementing plans to enhance the profitability of underperforming accounts. You will collaborate closely with your team lead, and other cross-functional teams, including data scientists, sales, customer success, and clinical leadership, to ensure sustained revenue growth, high retention rates, and overall profitability. 

Job Responsibilties

  • Assess risk and determine pricing for B2B and B2C health insurance products in multiple emerging markets.
  • Implement logical rules-based underwriting processes in alignment with industry best practices. 
  • Drive and maintain ideal medical expense ratios, ensuring profitability goals are met.
  • Develop and execute strategic plans to improve profitability of underperforming accounts. 
  • Collaborate with data scientists to integrate predictive data science models into underwriting processes. 
  • Work closely with cross-functional teams, including sales, customer success, and clinical leadership. 
  • Prioritize tasks effectively across multiple conflicting targets, ensuring business objectives are met. 
  • Foster a collaborative and team-oriented environment, promoting effective communication and cooperation. 

 

إمتيازات الوظيفة

  • Competitive salary and benefits package.
  • Premium health insurance package
  • Opportunity to make a significant impact on improving customer experiences.
  • Collaborative and inclusive work environment.
  • Professional development and growth opportunities.

متطلبات الوظيفة

  • 3-5 years of experience in the health insurance field, with a strong understanding of underwriting processes in HMO
  • Demonstrated strong skills and ability to drive cross-functional collaboration. 
  • Strong data literacy and data-driven decision-making skills. 
  • Familiarity with working alongside predictive data science models. 
  • Proven track record of maintaining ideal medical expense ratios and improving account profitability. 
  • Self-driven and autonomous, with a bias towards action. 

Intellectual curiosity and a proactive approach to problem-solving.